February 5, 2019

Many people who haven't yet purchased a home express their fears about taking on the responsibilities of a mortgage. If you are living anywhere other than with with family, rent-free, you are paying someone's mortgage. This mortgage is either yours or your landlord's. 

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January 25, 2019

If you are looking to enter the housing market, selling or buying, real estate headlines can cause some confusion. What is going on with mortgage rates? Are home values decreasing? How will the economy impact the housing market?

There are some things you should understa...

January 17, 2019

Homeowners who buy before they turn 35 are better prepared to retire by the age of 60. When looking at market trends, today's older adults bought homes at a younger age than today's young adults. 

Housing experts are concerned with the low home ownership rate among mill...

January 8, 2019

Every homeowner strives to maximize financial rewards when selling their home. How do you guarantee the maximum value possible?

Here are a couple of helpful tips to get you the most from your home sale.

Price it a LITTLE bit lower

Many homeowners believe that if they pric...

December 28, 2018

We often discuss why it makes sense financially to buy a home. There are also many emotional reasons why you should buy a home, some even more powerful than financial reasons. 

No matter the size or layout of your house, feelings of a home differ among different people....

December 14, 2018

Unless you are living with family or a friend rent-free, you are paying a mortgage. You are paying a mortgage whether you buy or rent, the difference when you rent is that you are paying the landlord's mortgage rather than your own. When you buy your own home, your mon...

November 30, 2018

First, decide what you want. Next, find it. 

Many house hunters place the highest priority on the house. Buyers often prioritize the number of bedrooms, an upgraded kitchen, a large yard. Don't forget to consider the surroundings when you walk out the front door. 

With s...

November 29, 2018

Homebuyers work hard to save up for a down payment on their dream home. Many homebuyers are unaware or uneducated about closing costs, which are required for a mortgage. No one wants a costly surprise when buying a home, so let's talk about it. 

Under law, homebuyers wi...

November 15, 2018

It is no secret that housing affordability has been impacted by increasing home prices and rising mortgage rates. Fortunately, there is another factor that contributes to the affordability equation: Wages. 

The amount of money a family earns determines the level of diff...

November 13, 2018

Potential home buyers often believe they need to put more money down to purchase a new home than what is actually required. Many renters feel that saving up for a down payment is one of the largest obstacles of purchasing a home. Unlike widely believed, 20% is not nece...