The First Thing You HAVE To Do In The Home Buying Process... Items You Need For Lender Loan Pre-Approval

February 4, 2016

  

 

Interested in buying? Not sure where to start? Well the first step in any home buying process is the pre-approval.  Here is a list of the documents your lender will need for pre-approval:

  • Last 30 days of paystubs

  • 2014 and 2015 W-2's or 1099's, if applicable

  • 2014 and 2015 filed Federal tax returns, all pages, all schedules - both personal and for any corporations/LLCs. Please be sure to include K-1's and full returns, if applicable

  • Last 2 months bank statements for any assests you will be including on the loan application, all pages (even blanks)

  • Copy of your most recent mortgage statement for all properties owned with mortgages, if applicable

  • Copy of your most recent home owners declarations page (hazard insurance on your home) for all properties owned, if applicable

  • If you have an AMEX card, please provide the last month statement for that account

 

Give me a call to dicuss your real estate lending needs! I work with a variety of lenders that can walk you through the process of purchasing a home. I look forward to working with you.

 

Mark Pattison

619-777-9092


 

 

 

 

  

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